This AI builds you a business, runs it, and settles payments in USDC

Locus Founder settles payments in $USDC, the dollar-pegged stablecoin, directly into a non-custodial wallet that the agent controls. No bank account required. No Stripe intermediary is taking days to settle. The agent earns, holds, and spends money in real time — and the infrastructure is built so humans can audit and control exactly what it does with that money. When a sale is made, Checkout With Locus, a Stripe-style payment SDK, settles the funds directly into the agent’s Locus wallet.

“The AI agent that earns you a dollar by running your business, just by texting it. And it’s an evolution of everything we’ve built. Every Locus Founder user is a Pay With Locus user (credits run off our wallets), a Build With Locus deployment (sites deploy on BWL), and a consumer of our pay-per-use API suite. It’s the first app anyone can pick up and use, sitting on top of all of our infrastructure,” the official post said.

In other words, Locus isn’t just an AI that texts you business updates. It is a vertically integrated system where an AI agent can research, build, market, sell, and get paid, entirely autonomously, with $USDC as the financial layer connecting it all.

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